Health Savings Account (HSA) Plans

HEALTHPLANS123 recommends the UnitedHealthcare - Golden Rule HSA plans.
Health Savings Account (HSA) plans combine lower-cost, high deductible health insurance with a tax-advantaged health savings account.

Do you want more control over how your health care dollars are spent?

Health Savings Account (HSA) plans can help you take control of your health, your medical decisions, and your medical spending. An HSA can increase your health insurance buying power by:

* Typically lowering your health insurance premium, but still providing quality coverage.
* Regaining more control of your health care dollars.
* Paying your out-of-pocket health care expenses with tax-advantaged savings.
* Spending your HSA savings tax-free to help pay your health insurance deductible or for qualified medical expenses including prescriptions, vision, or dental care through reimbursements from your account.
* Providing one simple, calendar-year deductible per family.

An HSA acts similar to the flexible spending accounts many have with their employer provided health plans or group plans as many call it, except the money is yours to keep. There is no “use it or lose it” feature.

Visit the HSAcenter for general consumer information and FAQ on HSAs.